My New Blog

With interest rates fluxuating minute by minute we are suggesting to our clients that they submit a complete loan package now in order to stay ahead of the game and to be able to jump on a great rate when it comes up.



Posted in:General
Posted by Susan C Pearlstein on August 11th, 2020 8:59 AM
When the stock market drops over 200 points like yesterday people panic and put their money into Treasuries (bonds), the Great News is that mortgage rates get cheaper. And if there is a complete stock market panic rates will be fantastic. You could refinance right that second if you had your paperwork in with us, but no you want to wait until rates go lower. Go toto see our current rates.

Unfortunately, even our independent adviser,, think rates could be headed lower. Please feel free to go to look at that link any time to get an independent perspective (it isn't necessarily ours).

Our recommendation is to go to our site, fill out an application and get your paper work in so when the next crash comes you can lock in a great rate. Keep in mind that if asset prices continue to decline then the fair market value of your home may not keep up with deflation.


Sue and Alan Pearlstein
Posted in:General
Posted by Susan C Pearlstein on April 28th, 2010 1:57 PM

Take a look at this 5 minute video and see if you are ready to save interest on your loan:

Posted in:General
Posted by on January 12th, 2010 7:35 AM
There are many of you out there with adjustable rates coming due in 2008.  Conforming rates are at a low!  Check you current loan balance.  Are you now at $417,000 or below?  You can now refinance that loan with conforming interest rates.
Posted in:General
Posted by Susan C Pearlstein on November 29th, 2007 8:51 AM

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